Disclaimer: This calculator is intended to provide a basic idea of what your loan terms could be based on the criteria you have selected. It does not account for all potential factors that lenders consider, such as credit scores, additional fees, or market fluctuations. This is not an offer to lend.

Origination Fee Note: A 3% loan origination fee applies. Choosing to **Add to Loan Amount** means the fee is added to your principal and no rate discount applies. Choosing to **Deduct from Funds Received** means the fee is subtracted from the cash you receive, but the base APR of 22% will be reduced by 3% *of that rate* (e.g., 22% - 3% of 22% = 21.34%).

Currency Note: All amounts are shown in the selected currency (Philippine Peso or United States Dollar). This calculator does not account for future exchange rate fluctuations, as the loan will be disbursed and repaid in the chosen currency.